Swan

Swan offers a comprehensive Banking as a Service platform designed to facilitate the integration of banking features into various applications seamlessly. With solutions ranging from account management to payment processing, Swan allows businesses to enhance their customer experiences by embedding financial services within their products.

Key functionalities include:
- Accounts: Businesses can provide customers with fully verified accounts, enabling them to hold, receive, and send money using local or virtual IBANs.
- Instant Funding: Customers can fund their accounts immediately upon opening, ensuring a smooth onboarding process.
- Card Services: Swan supports the issuance of both virtual and physical cards, with customizable spending limits and payment controls.
- Payment Processing: Users can efficiently manage payments through various methods, including SEPA Credit Transfers and international transactions.

Swan's scalable infrastructure and regulatory support empower businesses across industries such as fintech, HR tech, and PropTech. The platform operates on a flexible pay-as-you-go pricing model without long-term commitments, allowing companies to adapt to their current needs. Additionally, Swan provides a sandbox environment for testing features and exploring integration possibilities before going live. This approach simplifies the development process, enabling products to launch in as little as 23 days.

In summary, Swan aims to make banking features accessible and user-friendly, addressing the complexities of financial services with a robust and adaptable platform.