Solarisbank

Solarisbank is a Banking-as-a-Service platform that allows businesses to create their own digital banking products using seamless APIs. The platform provides a wide range of services, including digital banking solutions, consumer lending, payment processing, and identity verification. Operating under a full banking license in Germany, Solarisbank extends its services across Europe, offering local IBANs to partners in countries such as France, Italy, and Spain.

### Key Features:

1. Digital Banking Services: Solarisbank enables businesses to offer tailored banking solutions, including account management, card issuing, and payment processing through their APIs. This flexibility allows companies to embed financial services directly into their existing products, enhancing user experience and expanding service offerings.

2. Consumer Lending: The consumer lending solution allows businesses to integrate loan offerings directly into their applications. With a fully digital application process, credit decisions can be made in as little as 10 minutes, catering to various industries such as mobility and travel.

3. Payment Solutions: Solarisbank's payment processing capabilities facilitate efficient and secure transactions through multiple payment methods, including SEPA Direct Debit and Faster Payments. Their platform is designed to optimize payment acceptance, reduce processing costs, and improve customer satisfaction.

4. KYC Platform: The KYC (Know Your Customer) platform streamlines customer identification processes, ensuring compliance with EU regulations. It supports various identification methods, including Bankident and VideoIdent, to cater to both retail and business clients.

By leveraging Solarisbank's services, businesses can navigate the complexities of financial regulations while focusing on delivering value to their customers.