Penny Inc Payment Processing Platform

Penny Inc offers a comprehensive payment processing solution specifically designed for performance marketers and online travel agencies. The platform enables users to spin up an unlimited number of virtual credit cards (VCCs) without incurring any issuance fees. This flexibility allows for better management of high-volume transactions while minimizing operational risks.

Key functionalities include advanced fraud prevention tools that work to reduce declines, ensuring that the transactions are secure and efficient. Users can leverage Penny Central, which provides a user-friendly dashboard to manage cash flow, set purchase types, and apply velocity limits for enhanced transaction control.

With an API-first and serverless architecture, integration is quick, and access to real-time data is seamless. The analytics offered by the platform give insights into budgeting and spending patterns, allowing businesses to make informed decisions. Additionally, Penny Inc's revenue model eliminates traditional fees such as subscription, transfer, or cancellation charges, instead relying on a portion of merchant fees from transactions, which are shared with networks like Mastercard and Visa.

For customer support, Penny Inc provides human-powered assistance to address any queries promptly, ensuring a smooth user experience.