Peach Finance

Peach Finance is a sophisticated post-origination software platform designed specifically for the lending industry, offering a comprehensive suite of tools for effective loan management and servicing across diverse asset classes. Key components of the platform include:

Adaptive Core™

The Adaptive Core™ is a fully configurable loan management system that accommodates various lending products, supporting over 250 configurable variables to meet modern lending needs. It offers features such as:

• Real-time Ledger Access: Through a cloud-based API, users can access ledgers in real-time.
• Loan Replay™: Enables retroactive adjustments to loans for accurate management.
• Immutable Ledger: Ensures performance monitoring and data integrity, crucial for compliance.

Integrated Servicing Suite

The integrated servicing suite includes essential tools for lenders, such as:

• Borrower Portal: A modern portal that allows borrowers to manage repayments independently.
• CRM Capabilities: First-party collections functionalities that aid in managing delinquent accounts.
• Automated Communication: Strategies for seamless customer interaction and operational insights.

Compliance Guard™

Compliance Guard™ assists in managing regulatory compliance, providing automated monitoring of active borrowers to ensure adherence to federal and state regulations. It evaluates communications for compliance with various lending laws, helping lenders navigate complex regulatory landscapes effectively.

Self-Service Portfolio Migrations™

This feature enables lenders to manage their data migration independently at no additional cost. The intuitive six-step process ensures accuracy and automation through APIs, streamlining what is typically a complex migration process.

Overall, Peach Finance's platform is built with a focus on security and compliance, meeting rigorous industry standards while enhancing operational efficiency for lending organizations.