LendingMetrics

LendingMetrics offers a suite of decision and data services tailored for the lending industry. Their flagship product, the Auto Decision Platform (ADP), facilitates efficient decision-making and enhances collections processes through integration with major Credit Reference Agencies (CRAs) like Equifax and Experian. The ADP includes features such as bespoke scorecards, risk-based pricing, and comprehensive affordability checks, addressing compliance with regulations like AML and eKYC.

In addition to the ADP, LendingMetrics provides valuable data services through The LendingMetrics Exchange (LMX). This service consolidates credit data sources and allows lenders to access critical information for informed decision-making. DeeJoop is another key offering, designed to standardize and deduplicate credit files, ensuring data accuracy and reliability. Furthermore, the OpenBankVision service categorizes bank statement data in real time, enabling a deeper understanding of customer financial behavior.

LendingMetrics' solutions cater to various sectors including consumer lending, mortgages, and commercial lending, thereby enhancing operational efficiency and risk management for their clients. With a focus on innovative data-driven solutions, LendingMetrics aims to support lenders in navigating the complexities of today's financial landscape.