Billycart

Billycart is a comprehensive payment management platform that aims to improve the cash flow of businesses by minimizing failed payments and reducing administrative overhead. The platform facilitates a seamless process for handling both recurring and one-off payments through its innovative features.

### Key Functionalities:
1. Sign Up and Connect: Users can easily set up a Billycart account and link it to their Commonwealth Bank account or integrate with various payment providers.
2. Smart Payment Agreements™: Businesses can create and send digital payment agreements directly to customers via SMS or email, allowing for flexible payment options.
3. Customer Self-Onboarding: Customers can manage their payment agreements through a dedicated portal, enabling self-service capabilities without needing to contact the business.
4. Payment Control Center: The central hub for businesses to track payment statuses, access detailed reports, and manage customer communications effectively.

Billycart also emphasizes enhancing customer relationships by offering transparent and flexible payment solutions. By automating notifications for upcoming and failed payments, it can recover up to 99% of failed payments within 72 hours. Importantly, the platform does not impose late fees, allowing businesses complete control over their customer interactions.

With a team of over 40 individuals led by CEO Simone Joyce, Billycart focuses on financial innovation and inclusive banking to ensure businesses can thrive financially. This platform is compatible with Square and various other payment providers, making it versatile for different business needs.