Affirm

Affirm is a payment platform that enables consumers to buy now and pay later, offering flexible financing options tailored to their needs. Customers can select payment plans that may be interest-free or have varying Annual Percentage Rates (APR) based on their preferences. Payment options range from four biweekly payments to extended payment plans of up to 60 months.

Affirm operates both online and in physical stores, allowing users to utilize their services during checkout through platforms like Apple Pay. The platform ensures transparency by providing no hidden fees or late charges, making it easier for users to manage their finances.

The Affirm Card™ is another significant feature, giving users the ability to request a line of credit to make purchases while offering the option to pay over time. This card can be used anywhere, and payments can be managed through the Affirm app, which displays all transactions and payment schedules clearly.

Moreover, businesses that incorporate Affirm into their payment systems can benefit from higher average order values, reduced cart abandonment, and improved conversion rates. Affirm's Adaptive Checkout™ technology personalizes payment choices for consumers, enhancing their shopping experience.

In summary, Affirm is designed to provide a seamless payment experience while ensuring that users remain in control of their finances.